Don’t be Fooled by the Insurance Companies’ Scare Tactics.
You Will Not Lose Your Doctor.
Insurance companies’ default argument against anything and everything that decreases their profits: “Insurance rates will skyrocket! Doctors will flee! You’ll lose access to care!”
This is simply false. Medical malpractice insurers in California have consistently had such high profits that they would continue to make above-average profits even if the cap was indexed to inflation. California already has an effective and successful system to regulate medical malpractice insurance premiums – a system that won’t change because of Prop. 46.
California doctors won’t flock to other states if the cap is adjusted for inflation. Just look at the top 10 states with the greatest number of doctors per capita – seven of them have NO cap on medical malpractice damages! This is just one more baseless threat by the insurance industry and opponents of Prop. 46.
Prop. 46 Protects You and Your Loved Ones
The advertisements by insurance companies and other opponents never mention, let alone acknowledge, the countless victims that Prop. 46 is intended to protect. Why? Because they know that if Prop. 46 does not pass, those horrific events will inevitably happen again and they can happen to any one of us.
- Going in for removal of a cancerous kidney, only to wake up from surgery with your healthy kidney removed, should not happen again.
- Being treated by an impaired doctor addicted to prescription pain medication (gobbling up to 100 pain pills a day) because none of his colleagues reported him, should not happen again.
- Walking to Baskin Robbins with your two children and watching them get run over and killed by a woman driving high off prescription drugs from “doctor-shopping,” should not happen again.
These are real stories of real people that insurance companies and opponents of Prop. 46 don’t want you to hear. They want you to believe Prop 46 “threatens your privacy.” But medical negligence and doctor-shopping prescription addicts threaten your safety and your lives.